People say they are afraid of love because they might get hurt. All fear of love is identification with ego and allegiance to it. It is only the ego that fears love, and only to protect itself.
A person afraid of love does want someone nearby—a partner to control, manipulate, and use for practical purposes. This person wants to be able to argue, attack, correct, punish, blame, shame and make wrong. Apologies and occasional acts of kindness are offered as a last resort—used only so that you stay around for the cycle of more drama, more attack, more diminishment and more misery.
This is what the world calls love. When someone claims to be afraid to love you, the fear is only that you won’t forever play your assigned role in their tragic drama. This, the normal state of marriage, is the ego’s playground. Here, true love is resisted and not desired because it would be the destruction of ego. This is known as "resentment".
To know love is to know that it gives you everything. When you have everything, then something different would be less. Identified with love, ego becomes unnecessary and wholly undesirable. True love is the total undoing of ego.
Only after ego has been undone are you able to love. As they say, love yourself first—which is only possible after the escape from ego. Now you can connect with other beautiful spirits in love. Now there is nothing to be afraid of because, through love, you are already perfect and complete. Now you can actually enjoy life right now and always.